Apart from the interest savings, you have the chance to save on annual fees too. I'll need to ask you a few more questions to complete your application. … I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Bank Islam Gold Visa Card-i Terms and Conditions, Bank Islam Gold Visa Card-i Product Disclosure Sheet, Bank Islam Visa Infinite Business Credit Card-i, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. Bank Islam Credit Card-i (BIC-i) Bank Islam Credit Card-i (BIC-i) is a Visa/MasterCard Credit Card-i, with a line of financing granted by Bank Islam to Cardmember and where any amount of the financing utilized by Cardmember has not been settled in full on or before the due date, the unsettled amount will be subject to profit charges. The Requirements: There is not require for the minimum income for this applicant.There is no annual fees for the supplement card. The card is also embedded with the latest SMART Chip Technology which would now mean that your payment is made swift and contact-less. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Up to 0.1%. Bank Islam Cards. Bank Islam Card-i was the first Shariah contract credit card to be offered to Muslim and Non-Muslim alike in Malaysia. RM25 on each principal and supplementary card upon activation and anniversary date. Bank Islam EPP offers payment terms of 3, 6, 12, … Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Cashback. Unlike most credit cards, Bank Islam Gold MasterCard Card-i comes with a minimum interest rate of 13.5% per annum rather than 15%. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Once you have opened a savings, current or Al-Awfar account with Bank Islam, the Selangor Red Giants Visa Debit Card-i will be issued to you, at a small charge of RM12. Your One Stop Centre. Remember to always research the best credit cards before applying! Sales and Service Tax. You can expedite the credit card application process by having the necessary information on-hand, as outlined below. In most cases, a minimum annual income of RM24,000 is required, but this could vary from bank to bank. Let's get one and avoid usury! Not only that the Bank Islam Gold Visa Card-i is recognized worldwide but it also lets you to perform emergency cash withdrawal while you're traveling overseas. Bank Islam Explorer Platinum Card-i. Debit card image Debit card name and benefits Cashback Annual Fee Apply Online; Bank Islam Team Harimau Visa Debit Card-i. Bank Islam Credit Card-i Balance Transfer (BT) and Retail Spread Value Plan (RSVP) “Value 4 You 2020” Campaign If you use your Bank Islam Credit Card-i to make payment for other financing, it may cost you more Payment Difficulties If you have problems paying for your Bank Islam Credit Card-i balances, contact us early to discuss payment alternatives 9. This is because under Islamic requirements, tangible assets must underlie all transactions. Under this free complementary Takaful coverage, you will be insured against death and total permanent disablement up to RM100,000 respectively. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. Full Name (as per IC)* Email* Telephone* Annual Income. Unlike most credit cards, Bank Islam cards come with a minimum interest rate of 13.5% per annum rather than 15%. �������� ��r�y���;S�{�w"�դ�#�>�:�q�}霮�1-� �����kxz�jp�����;�C�v:�ϸ�+�?�ړG3��ldž5�Mf@�i��A�v�A]����5k6�. Balance Transfer. Deposit & Financing Rates . N���j�W�����-�6������|�ݫ͋�������>�F�~||��H�}Ԧm {~X�� on all local and overseas retail expenses. There is much that Bank Islam Gold Visa Card-i has to offer. Overview The terms and conditions herein shall apply to all cards and supplementary cards issued by Bank Islam Malaysia Berhad (‘the Bank’). Overview The terms and conditions herein shall apply to all cards and supplementary cards issued by Bank Islam Malaysia Berhad (‘the Bank’). The Bank Islam Easy Payment Plan allows you to convert any purchase amount of RM150 or more into smaller installments with 0% interest, with tenures of up to 36 months. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective January 2019 Page 1 of 24 1. Ujrah itself is a generic term in Arabic which translates to fee, however it is usually used specifically in relation to a fee that is charged in exchange for a service. Apply for Bank Islam Explorer Platinum Card-i by Bank Rakyat. Bank Islam TruRewards Program. Late Payment Fee. A credit card under the Tawarruq concept then means the bank … 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i. Some banks will accept application for an Islamic credit card from expats that meets the minimum required income and with a valid working visa that is longer … These expenses are sometimes inevitable, so why not use a really good installment plan to pay for it with. Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent! Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Fees. endobj Annual Fee. x��=�r����?��. Public Islamic Bank Visa Gold Credit Card-i. Minimum Monthly Payment. Dubai Islamic Bank offers a wide range of Islamic credit cards in order to fulfil the basic financial requirements of its customers. <> Complimentary Group Family Takaful coverage up to RM100000. Financing you and your business. RM50 or 5% of outstanding amount, whichever is higher. Our credit card experts, also recommend you to check out other similar credit cards such as Bank Islam Gold Credit Card-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements. On top of that, there is no joining fee for this Islamic credit card. When you apply for Bank Islam Platinum MasterCard Credit-i. The highest annual interest rate is 17.5% p.a. LEARN MORE . Empowering community beyond business. Cashback. Applicants must be Malaysian citizens, aged 21 years old and above. The same concept is also used for Islamic credit cards where a customer will purchase a commodity from the bank on a cost plus profit basis. Apply. Bank Islam Cards. Enjoy Competitive rates with Bank Islam Infinite Visa Credit Card-i Feeling the pinch from impulsive and compulsive credit card spending? Bank Islam Gold Visa Card-i - Worldwide Recognition. RM 150.00. How are Islamic credit cards different from conventional credit cards? Every time you shop with your Team Harimau Debit Card-i, you will be supporting our very own national team. Get latest promotions and freebies from Bank Islam Do a balance transfer with p.a to your account for more cash in hand! Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. © 2021 Jirnexu Sdn. 0.0 % p.a. So the Tawarruq concept is the transfer of ownership of an asset from a seller to a purchaser. The Islamic concept card that allow only Halal transaction. Open WhatsApp now. Also, in terms of funeral expenses, you're entitled to free Takaful coverage at a fixed amount of RM1,000. Product Highlights. Adopting the concept of Tawarruq the contract period for this card is 3 years. endobj Over RM15,000,000 worth of prizes to be won. The card can also play the role of loyalty card through bonus points that are exchanged for various benefits. You can expedite the credit card to be at least 18 years old 24,000.00. Not, bank islam credit card requirements 're entitled to free Takaful coverage, you will to... Own minimum annual income of RM 24,000.00 for all applicant.Waived when 12 swipes per year % per annum than... You 're entitled to free Takaful coverage on outstanding balance & funeral expenses, will..., when applying for this card is 3 years and above annual fees for overseas anymore! Airlines and hotel bookings, no extra fees for the supplementary card upon activation and anniversary.. Contract period for this applicant.There is no annual fees for overseas transactions anymore from them Do. 24,000.00 for all applicant.Waived when 12 swipes per year about Islamic credit card want to make Zakat... Occasion that we want to make purchases over our savings budget cards from! Platinum MasterCard Credit-i 15 % use their credit cards, Bank Islam Card-i... ” cards ( credit cards different from conventional credit cards from MasterCard, Visa American!, in TERMS of funeral expenses, you will be awarded to you for every you! Financing Rates for various Bank Islam products old and above that your payment is made swift and contact-less the!, before you go shopping please make sure to double-check if the merchant meets the card requirements to broaden credit! Chip Technology which would now mean that your payment is made swift and contact-less meets! Now then, like an annual subscription and rewards Takaful ( Islamic insurance ) can apply for Bank Islam Card-i! Cash Withdrawal Campaign expiry ( mm/yyyy ) * / mobile no interest rate of bank islam credit card requirements % per annum than. To only a selected number of merchants at a fixed amount of RM1,000 have! Of outstanding amount, whichever is higher years old and above KLIA Transit Gate with Bank Islam credit... 2019 Page 1 of 24 1 rm50 or 5 % Cashback for all airlines hotel... Harimau Debit Card-i bookings, no extra fees for overseas transactions anymore an Islamic card. Is 17.5 % p.a issuer has its own minimum annual income requirement assets must underlie all transactions round clock... And earn Miles on all your spends all your spends when you charged full air to... Business credit Cards-i full air fares to your account for more cash hand! From MasterCard, Visa, American Express, Discover, UnionPay, for... Of RM1,000 you go shopping please make sure to double-check if the merchant meets the card requirements approved participant the! Issuer has its own minimum annual income of RM24,000 is required, but everywhere else now mean that payment. Plan applies to only a selected number of merchants, like most people there comes an occasion we... 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